Discover Card & China UnionPay
The Discover Network
When you sign up with Fortune Payments, you automatically receive a merchant account for Discover. Discover is one of the top four credit cards in the United States, along with Visa, MasterCard and American Express. Accepting Discover can help you attract customers who prefer to use this card. There are some small business owners who don’t accept Discover, so accepting it may give you an advantage over those who don’t.
Accept China UnionPay
Established in March 2002, China UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. You can automatically accept UnionPay cards through the Discover network.
Current Discover USA Interchange Rates
Card Type
Interchange Rate
Debit Card-Present
Discover Debit
1.100 % + 16¢
Discover Debit Regulated
0.050 % + 22¢
Debit Keyed
Discover Debit Keyed
1.750 % + 20¢
Discover Debit Keyed Regulated
0.050 % + 22¢
Credit Card Present
Discover Consumer
1.560 % + 10¢
Discover Rewards
1.710 % + 10¢
Discover Premium
1.710 % + 10¢
Discover Premium Plus
2.150 % + 10¢
Discover Commercial
2.300 % + 10¢
Credit Keyed
Discover Keyed Consumer
1.890 % + 10¢
Discover Keyed Rewards
2.000 % + 10¢
Discover Keyed Premium
2.000 % + 10¢
Discover Keyed Premium Plus
2.400 % + 10¢
Discover Keyed Commercial
2.300 % + 10¢
Recurring
Discover Debit Recurring
1.200 % + 5¢
Discover Debit Recurring Regulated
0.050 % + 22¢
Discover Recurring Consumer
1.350 % + 5¢
Discover Recurring Rewards
1.350 % + 5¢
Discover Recurring Premium
1.350 % + 5¢
Discover Recurring Premium Plus
1.800 % + 5¢
Discover Recurring Commercial
2.300 % + 10¢
International (In-Person)
Discover Card-Present International Debit/Prepaid
1.200 %
Discover Card-Present International Consumer
1.650 %
Discover Card-Present International Rewards
1.650 %
Discover Card-Present International Premium
1.650 %
Discover Card-Present International Premium Plus
1.650 %
Discover Card-Present International Commercial
1.900 %
International (Keyed)
Discover Keyed International Debit/Prepaid
1.700 % + 10¢
Discover Keyed International Consumer
1.700 % + 10¢
Discover Keyed International Rewards
1.700 % + 10¢
Discover Keyed International Premium
1.700 % + 10¢
Discover Keyed International Premium Plus
1.790 % + 10¢
Discover Keyed International Commercial
1.900 % + 10¢
Assessments and Association Fees
Discover Card-Brand
0.130 %
Discover Data Usage Fee
1.95¢
Discover Data Transmission Fee
0.25¢
Discover International Cross-Border
0.800 %
Discover International Processing Fee
0.500 %
Let's Work Together
Get in touch and ask us for a quote or ask a question about what solutiuon is best for your business. We’re here to help.